Unlocks potential to deliver new customer services and create new revenue streams. When selecting a site for your company, there are two things to keep in mind. Take the time do your research and be as objective as possible. Sole proprietors may voluntarily choose to contribute to an occupational pension plan. Sole proprietors are required to contribute according to the level of their salary that is subject to social-security contributions the salary level is capped at CHF , per year.
It also serves as a calling card that shows how serious you are about making your vision a reality. If you register your company with the local commercial register, then you will have to keep a set of books. Once the trial period is over, employees cannot be dismissed under the following circumstances: If you decide to create a limited liability company or a corporation , you will need to:. See our tips on putting together an effective business plan.
Your business plan will cover all aspects of your project and should include:.
Turning your business plan into a business
When selecting a site for your company, there are two things to keep in mind. What your company owns i.
Vaudoiae order to plan incoming cash flows as accurately as possible, take into account the average amount of time it will take your customers to pay. The purpose of VAT is to tax end consumption. It also serves as a calling card that shows how serious you are about making your vision a reality.
The legal structure you decide on will determine the steps you need to take to register the company, as well as the tax and accounting procedures you will have to follow.
Terminating an employment agreement: Draft bylaws for your company and have them notarized Put the legally-required capital into a capital-deposit account Hold a general meeting of shareholders to officially create the company Have a notary prepare your articles of incorporation Register your company with the local commercial register, once you have the notarized articles of incorporation Limited liability companies must, upon creation, issue shares worth at least their par value minimum CHF 20, You should also evaluate whether the product or service you want to sell has real sales potential.
Could your market be disrupted by new technology? Beware of private commercial registers! For example, the name cannot contain any false information or be misleading as to what kind of business you perform.
Turning your idea into a viable plan | BCV – Banque Cantonale Vaudoise
Labor law Employment agreement: Payroll taxes Social security obligations: Limited liability companies and corporations must have their accounts audited. Are there any incumbents with established brand recognition? In Switzerland, tax and accounting services are commonly provided by a fiduciaire a job title that has no defined qualifications.
Be sure the accountant and auditor you use are fully qualified and, preferably, members of their professional organizations.
Show why your business idea is a winner Convince potential partners and investors Convince lenders if you need outside loans Ensure all partners in the business share a common vision See our tips on putting together an effective business plan. Please read our website and email Terms and Conditions before vaudooise our website or contacting us by email.
The Canton may guarantee a bank loan or pay some of the interest on a loan in order to promote large-scale, innovative, and job-creating business projects. View more client stories. Customers and suppliers What main customers will you target?
Several kinds of financial assistance are available: Business challenge All financial institutions participating in the Swiss interbank payment systems must adopt the global ISO message standard by Do you plan to take out a loan? The rapid rise of digital payments and the emergence of fintech disruptors are putting pressure on established banks and financial service providers.
Banque Cantonale Vaudoise
Take the time do your research and be as objective as possible. Call us We are available Monday to Friday from 7: These financial statements include: Who is starting the company? A business plan should help you answer some fundamental questions about your business idea, such as who, where, when vqudoise how. The projected income statement shows how you expect your company’s revenues and expenses — and thus its overall performance — to change over time.
This will streamline our core banking system, make it more efficient and modernize our architecture. Thanks to IBM Financial Transaction Manager, we were able to transform our payments operations on time, enabling us to hit the ground running before the switchover.